What does ETMA Federal Credit Union do with your personal information?
Why?
Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share and protect your personal information. Please read this notice carefully to understand what we do.
What?
The types of personal information we collect and share depend on the product or
service you have with us. This information can include:
- Social Security number and income
- Account balances and payment history
- Credit history and credit scores
When you are no longer our customer, we continue to share your information as described in this notice.
How?
All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information, the reasons ETMA Federal Credit Union chooses to share and weather you can limit this sharing.
| Reasons we can share your personal information | Does ETMA FCU share? | Can you limit this sharing? |
|---|---|---|
| For our everyday business purposes – to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus | Yes | No |
| For our marketing purposes – to offer our products and services to you. | Yes | No |
| For joint marketing with other financial companies | Yes | No |
| For our affiliates’ everyday business purposes – Information about your transactions and experiences | No | We don’t share |
| For our affiliates’ everyday business purposes – Information about your creditworthiness | No | We don’t share |
| For non-affiliates to market you | No | We don’t share |
Questions?
Call 865-268-2997 or go to www.etmafcu.net
Who We Are
| Who is providing this notice? | ETMA Federal Credit Union (ETMA FCU) |
What We Do
| How does ETMA Federal Credit Union protect my personal information? | To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. |
| How does ETMA Federal Credit Union collect my personal information? | We collect your personal information, for example, when you
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| Why can’t I limit all sharing? | Federal law gives you the right to limit only
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Definitions
| Affiliates | Companies related by common ownership or control. They can be financial and nonfinancial companies
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| Non-affiliates | Companies not related by common ownership or control. They can be financial and nonfinancial companies.
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| Joint marketing | A formal agreement between non-affiliated financial companies that together market financial products or services to you.
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